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Happy New Year—2026 is already delivering sharp pivots and sharper tools. Meta is quietly scaling back its $70B metaverse moonshot. Hostinger just edged out every AI site builder we tested. And a solo builder prototyped a working travel app in 20 minutes—no boilerplate, no code hell.

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In this issue:

  • Ship a full travel app in 20 minutes 🚀

  • A real AI site builder face-off 🥊

  • Meta’s $70B metaverse pivot

Write like a founder, faster

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Tutorial

TL;DR: Learn how to build a full-stack, AI-powered travel planner—from backend to working frontend—in under 25 minutes. Using Xano (backend), Cursor (AI coding assistant), and Lovable (frontend builder), the app lets users input a destination and number of days, then instantly generates an OpenAI-powered itinerary.

  • Cursor writes 100% of the backend logic using Zanoscript, including API routes and database schemas, with the user guiding via prompt.

  • Xano’s Logic Assistant helps debug, visualize API flows, and fix data persistence issues with minimal effort.

  • Lovable generates a full React frontend by parsing the API spec from Xano, adapting to changing JSON structures on the fly.

This workflow is a case study in where AI-native dev environments are headed: fast, modular, prompt-driven. For solo builders and early-stage teams, tools like these shift the bottleneck from coding to clarity—how well you can specify what you want.

Vibe Coding

TL;DR: A head-to-head test of three AI website builders—Hostinger Horizons, Lovable, and Base 44—reveals that only one delivers a site that’s ready to publish without edits. Same prompt, no tweaks, judged on design, UX, originality, and whether it’s truly shippable.

  • Lovable builds a structurally solid but bland site; not unique, not live-ready without handoff steps.

  • Base 44 improves layout clarity and spacing but still leans on generic patterns.

  • Hostinger Horizons stands out with polished, deployment-ready output and transparent one-credit pricing.

For side projects, MVPs, or fast idea validation, AI builders are increasingly viable. But “Can I ship this right now?” is still the real test—and most tools aren’t quite there. Horizons is the closest yet to replacing the traditional web stack for ultra-simple launches.

Make 2026 the Year Your Money Works for You

This New Year, don’t just set resolutions – secure them. Mindy West provides holistic financial planning that brings together smart investing, reliable insurance protection, and clear long-term strategy tailored to your goals.

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Whether you want to build wealth, safeguard your family, or finally get organized financially, we’ll help you start the year with confidence – and keep the momentum going all year long!

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New Year. New Goals. A Better Financial You.

News

TL;DR: Meta has begun cutting over 1,000 jobs in its Reality Labs division—the Bay Area tech industry’s first major layoff of 2026. The cuts reflect a retreat from metaverse ambitions and a shift toward more commercially viable products like AI-enhanced wearables.

  • The layoffs target Reality Labs employees focused on VR headsets and metaverse platforms like Horizon Worlds, while core social products (Facebook, Instagram, WhatsApp) remain unaffected. 

  • Meta is shutting down several VR game studios tied to Reality Labs as part of the restructuring. 

  • Reality Labs has generated decades-scale losses (>$70B) since its launch, prompting a look toward wearables and AI hardware as growth engines.

Meta’s Reality Labs was once the emblem of its future vision—the metaverse as the “next computing platform.” These layoffs underscore a broader industry reckoning: unproven, capital-intensive bets are giving way to more grounded, revenue-driven priorities in AI and hardware. For founders and product teams, this reinforces a market truth: sustained consumer traction and clear monetization are non‑negotiables for long‑term bets, even under the biggest tech brands.

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